Phobos Finance

Outsourced Accounting & Controller Services — built for founders who’ve outgrown basic bookkeeping.

Phobos Finance is an outsourced accounting and controller team that helps founder-led businesses build accurate financials, stronger processes, and better visibility — combining institutional discipline with hands-on operating experience so leaders can make decisions with confidence.

Financial reporting on a tablet on a modern desk
10+
Years of finance experience
Investment
Management & private equity
Founder-led
Companies served
CFO-level
Support, on demand
About Michael

Institutional rigor. Operator instincts.

Michael combines institutional accounting experience with hands-on operating leadership. His work spans month-end close oversight, financial statement preparation, audit support, treasury management, AP/AR processes, internal reporting, and strategic analysis for management teams.

Today, he works with companies that need experienced financial guidance — without the cost or complexity of building a full in-house finance department.

Read his background
What I do

Finance leadership, delivered as a service.

Bookkeeping & accounting operations

Transaction coding, reconciliations, AP/AR workflows, QuickBooks support, and clean, current records.

Monthly close & financial reporting

A disciplined close, reliable financial statements, and management reporting you can actually use.

Controller oversight

Review, controls, issue resolution, audit-ready support, and accountability across the accounting process.

Cash flow, budgets & forecasts

13-week cash forecasts, operating budgets, scenario models, and working-capital visibility.

Strategic CFO support

KPIs, margin analysis, board and investor materials, and practical analysis for management decisions.

Cleanup, audit & due diligence

Historical cleanup, process improvement, audit preparation, transaction support, and special projects.

Packages

Complete monthly accounting. Controller-level oversight. Better financial decisions.

Monthly Accounting Essentials

Complete monthly accounting, closed on a calendar you can plan around.

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Accounting and Controller

Monthly accounting plus real controller oversight and forward-looking reporting.

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Outsourced Finance Department

A complete finance function — accounting, controller, and CFO-level guidance.

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Controller Review Only

Keep your accounting team. Add the oversight layer they are missing.

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  • Not tax preparation — we do not file returns or provide tax advice
  • Not audit or attest services
  • Not CPA signoff on financial statements
Our Team

The team behind Phobos Finance

Founder-led, operator-run — the people responsible for your books answer to you directly.

Portrait of Jonathan Caras, Chief Executive Officer at Phobos Finance

Jonathan Caras

Chief Executive Officer

Jonathan is a technologist and operator with 18+ years building and scaling companies. He co-founded Glide, a video-messaging platform that reached over 20 million devices worldwide, serving in both CTO and COO roles leading its Jerusalem-based team. He has since worked across blockchain and financial technology ventures. At Phobos Finance, Jonathan sets strategic direction and leads capital and growth.

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Portrait of Carla Hamoy, Chief Operating Officer at Phobos Finance

Carla Hamoy

Chief Operating Officer

Carla brings an operations background from Glide and Wristcam, where she built support systems and processes from the ground up and is Zendesk Admin certified. At Phobos Finance, she leads day-to-day operations, client onboarding, and delivery coordination.

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Portrait of Michael Belote, Managing Director at Phobos Finance

Michael Belote

Managing Director

Michael holds a Master's in Accounting and brings experience across public accounting, private equity, and financial analysis. He leads client delivery, controller review, and financial advisory at Phobos Finance — including work that helped a growing business reduce monthly cash burn from approximately $650,000 to approximately $290,000 while managing over $5 million in treasury activity.

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The approach

Built around the way founders actually work.

01

Stabilize

Clean up the books, the close process, and core accounting controls.

02

Build visibility

Deliver reports, KPIs, and cash information management can trust.

03

Operate forward

Use forecasts and analysis to plan, prioritize, and make decisions.

Proof

Real controller review, not a software dashboard.

Accounting preparation is handled by our dedicated accounting team; Michael Belote performs the final review and advises you directly. On one engagement, that model helped reduce monthly cash burn from roughly $650,000 to about $290,000 while managing $5M+ in treasury activity.

Ready for finance leadership without the overhead?

Tell me about your business. We'll discuss where you are, where you want to go, and the right level of support to get you there.